A month of spending only on what you actually need, with a crew who can see if you slip. Plus one small money move a day.
The 30-Day No-Spend challenge is a month of spending only on what you actually need. Essentials like rent, bills, groceries, transport and medicine are fine. Everything else waits. Each day has four habits: no non-essential spending, log every rupee, no food delivery, and move some money to savings.
Every day also comes with one five-minute money move inside the app: find your subscriptions, cancel one, log out of shopping apps, set up a SIP, plan next month. By day 30 you have not just saved money, you have a system that keeps saving it. A crew matters because impulse buys happen in private, and knowing your crew will see your check-in is often what stops one.
Tap a habit to see the ring fill. In the app, your crew sees this update live.
You decide on day 1 and write it down: usually rent, bills, groceries, transport, medicine and anything for work. The point is to decide once, so you are not negotiating with yourself at every checkout.
Log it honestly and keep going. A slip is information, not a fail. You also have two rescue passes for days that go sideways.
Yes. No-Spend November is a popular way to reset spending before the December and New Year season. Start on November 1 and finish on the 30th.
As many as you like: send one link and anyone can join. Groups of people who know each other work best, because everyone actually notices when someone goes quiet.
75 Smart is a web app. It runs in any phone browser and can be added to your home screen like a native app. There is nothing to install from an app store.
Running a challenge with a crew is free. Custom branding and participation reporting for teams are paid features.
Your crew sees which habits you checked off each day and your streak. They never see notes, journal entries or anything you did not log as a habit.
Pick your start date, send one link to your people, and log it together on one board.
Start 30-Day No-Spend →