Terms of Service

What 75 Smart is

75 Smart is a habit-challenge service. You join or create a challenge with a fixed start date and length, log daily habits, and see the progress of the small group (crew) you are in. Some challenges are run by independent coaches or creators ("coaches"), who set the habits, dates and price of their challenge.

Your account

You sign in with your email address and a one-time code. You are responsible for keeping access to your email secure and for activity on your account. Give a real first name, since your crew sees it.

Honest logging

Challenges work because people log honestly. Do not log habits you did not do, impersonate others, or use the service to harass anyone. We may remove people or content that break these rules.

Paid challenges

Some coach-run challenges cost money. The price is shown before you pay and is a one-time payment for that challenge, not a subscription. Payments are processed by Razorpay; 75 Smart does not see or store your card or bank details.

75 Smart collects the payment on the coach's behalf and pays the coach their share. The coach is responsible for the content of their challenge. Refunds follow our Refund Policy.

Coaches

If you run a challenge as a coach, you agree that your challenge content is accurate and yours to publish, that you will not make medical or financial promises you cannot keep, and that 75 Smart keeps a platform fee of 10% of each participant payment and pays you the rest, as described on your coach dashboard. Payout details you give us must be your own.

Health and money

Challenges are general self-improvement routines, not medical, nutritional, psychological or financial advice. Check with a qualified professional before changing your diet, exercise, medication or finances, especially if you have a health condition.

Availability

We work hard to keep the service running but cannot promise it will always be available or error free. Reminders depend on your device and browser settings and may not always arrive.

Liability

To the extent the law allows, 75 Smart is not liable for indirect or consequential losses, and our total liability for any claim is limited to the amount you paid us for the challenge in question.

Changes and contact

We may update these terms; the date above shows the latest version. Questions: hello@75smart.io. These terms are governed by the laws of India.